Michael Hill Flexible Finance Solutions

†Approved customers only. Minimum purchase and time limits apply. Equal monthly installments. Fees and T&Cs apply. Ask in-store for details.

Any personal information you share with third party payment providers is stored, transferred, and used in accordance with the relevant third party’s privacy and data policies. For more information, please contact the third-party payment provider.

Yes, you can finance an engagement ring or other jewellery purchased from Michael Hill. We offer flexible financing options for engagement rings, allowing you to spread the cost of your diamond ring over manageable payments on a schedule that works for you.

At Michael Hill, you can shop for the perfect engagement ring with interest free financing†. Pay for your engagement ring over time without accruing interest charges (subject to approval and applicable fees).

We recommend exploring our engagement ring financing options to find a plan that suits your budget and timeline.

Michael Hill offers a variety of finance options, including no-deposit and no-interest for up to three years. Afterpay, Zip Pay, Gilrose Finance, Finance Now, Q Mastercard and Gem Visa are all financing options offered.

The interest free period for financing with Michael Hill depends on the payment option you choose. Here are the options:

• Afterpay offers interest free for up to four equal fortnightly payments.

• Zip Pay offers interest free for up to four equal fortnightly payments.

• Finance Now offers interest free for 12 months.

• Gem Visa offers 36 months interest free.

Account establishment and maintenance fees may apply. Any other charges will be made clear before your application is approved. Interest will apply after the interest-free period expires.

Application for finance is done with the applicable credit providers. The staff in-store can assist or you can checkout online and select the relevant provider and complete the application.

The repayments on finance with Michael Hill will vary depending on the option you choose. Visit vendor websites for further information on repayments.

Simply select the relevant provider at the payment options stage of checkout. If you have an existing account with the provider you will need to enter the relevant information. If you do not yet have an account you will need to go through the application process.

You will need to contact your provider for steps to check the balance owing on your finance.